1.controlling NPA is main requirement. Make the Rules, if people defaulted , they should be penalised. 2. Educate the public that the money is public money not govt. money. 3. Stop political involvement in decision taking by bank staff. 4.Treat the banks also at par with PSUs. 5.Suitable rewards should be given for prompt repaid borrowers. 6.In Education loans, make rules at par to all banks i.e Rate of int, eligibility , etc same for all banks. Banks are facing huge trouble in TN,kerala.

We young generation always think for a better india and banking has a great contribution to it.But frequently it is seen that though they join in this industry but leave and join n other sector.All this is because of less salary compared to other sector.I request our honourable prime minister to make a better wage revision to keep this sector alive.one day we will be the root of our country.thank you

When we see a train it comprises coaches of general, first class, sleeper class, 1st class ac, 2nd Ac 3rd ac etc. Indian Railways provide good better and best services as per class of ticket we purchase. No one can except best services like 1st ac and 2nd ac by purchasing a ticket of general class. Same theory is applicable into Bank. Pay more get more. So nothing should come in free.

1. Merge many psu banks to 3-4 big banks. 2. Revise salary of bankers at par wid cent govt employee luking at their work load and risk involved 3. Strict law for recovery of npa amount from big corporates. 4. Technology of psu banks should be improved together wid products knowledge of bankers. 5. Finanicial literacy program for citizens to make them feel comfortable with banking.

public sector banks should bring in to competition it is major solution for

Please provide Zero balance account with chequebook, ATM debit card internet banking, Mobile banking to every Indian citizen. Dont turn accounts inactive even if no transaction for 1 year. Some people are busy enough that they cant go to bank.I have account bank not giving cheque book to me. Thay told me deposit 2000rs and come back after few months. My dad not getting atm because inactive account from long time. This is ridiculous. Please think on it.

.I also took cash credit loan from PSU whose present limit is 20 Lakhs by giving security worth more than 45 lakhs few years back.The present value of the security will be above 50 Lakhs.The transactions in that account was superb till Dec 2011.Due to closure of company with whom I was doing business in 2011. I suffered heavy losses last 2 years when I went to the PSU for refinance the response was not at all good.For the last many months I am only paying the intt(above 20000) so u can imagine

5. Illiterate people need help in filling up forms. Person setup at the "Ask me" should also assist with this. 6. Increase awareness among users to use the Internet banking and mobile banking facility if available.

4. Not everyone knows everything. This includes the bank staff, do they know how to do a ipconfig release & renew, they dont. Some people may know a few things, some dont). Patiently speaking to a customer will ensure that both of yours BP levels are at a low.

3. People are bound to make mistakes. Dont act like a strict school headmaster.