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स्वर्ण मुद्रीकरण स्कीम का मसौदा पर अपने विचार साझा करें

Share your views on Draft Gold Monetization Scheme
आरंभ करने की तिथि :
May 19, 2015
अंतिम तिथि :
Jun 02, 2015
17:00 PM IST (GMT +5.30 Hrs)
प्रस्तुतियाँ समाप्त हो चुके

वित्त मंत्री ने केंद्रीय बजट 2015-16 के अपने बजट भाषण में निम्नमलिखित ...

वित्त मंत्री ने केंद्रीय बजट 2015-16 के अपने बजट भाषण में निम्नमलिखित घोषणा की थी: "भारत विश्वर में स्व र्ण के सबसे बड़े उपभोक्ता ओं में से एक है तथा प्रतिवर्ष 800-1000 टन स्वीर्ण का आयात करता है। यद्यपि, भारत में 20,000 टन से अधिक के स्व्र्ण भंडार का अनुमान है, लेकिन अधिकांशत: यह स्वेर्ण न तो व्यातपार में और न मुद्रीकरण में ही प्रयुक्त: होता है। इसको ध्याान में रखते हुए, सरकार ने बजट 2015-16 में स्वतर्ण मुद्रीकरण स्कीैम की घोषणा की है, जो वर्तमान स्वटर्ण जमा और स्व्र्ण धातु ऋण स्की मों दोनों का स्थाोन लेगी। नई स्कीमम सोना जमा कराने वाले व्यनक्ति यों को उनके धातु खातों में ब्याकज अर्जन तथा ज्वे‍लरों को उनके धातु खाते में ऋण प्राप्ता करने की अनुमति देगी। बैंक/अन्यव डीलर भी स्वार्ण का मुद्रीकरण कर सकेंगे।"

तदनुसार, इस स्कीीम की रूपरेखा का मसौदा तैयार किया गया है। स्वर्ण मुद्रीकरण स्कीम का मसौदा पर टिप्पणियां और दृष्टिकोण आमंत्रित किए जाते हैं।

स्वर्ण मुद्रीकरण स्कीम का मसौदा (नीचे दी गई स्वलर्ण मुद्रीकरण स्की‍म केवल मसौदा स्तआर पर है और यहां सार्वजनिक मत प्राप्ती करने के लिए दी गई है। चूंकि, यह स्कीकम अभी मसौदा स्तरर है, अत: सरकार की ओर से किसी वचनबद्धता को सूचित नहीं करती है)

आप अपनी टिप्पणियां 2 जून, 2015 शाम के 5:00 बजे तक भेज सकते हैं।

फिर से कायम कर देना
566 सबमिशन दिखा रहा है
aditya chauhan_1
aditya chauhan_1 11 साल 5 महीने पहले
scheme success is depend on government intent to simplyfying the operational modalities.scheme should have the following pillars to stand upon 1)Rule/Regulation clarity-no hidden terms & conditions clause 2)transparent evaluation of gold-no chance of manipulation at test centres 3)legal obligation of bank/govt to pay for gold deposits,in case of bank failure 4)substantive interest rates:minimum& maximum interest rates to be defined in the policy 3)operational issue-online test centre book
Parvaiz Wani
Parvaiz Wani 11 साल 5 महीने पहले
The gold prices are going to head south as soon as the idle gold reaches banks, so will the gold imports. Gold will no longer be a safe haven for individuals and small investors who will be the biggest losers! Government needs to have a policy mechanism whereby the return value of gold is also linked to the depreciation in the rupee value!
Vinod Chigulapalli
Vinod Chigulapalli 11 साल 5 महीने पहले
Though gold monetization scheme is exempt from income tax as well as capital gains tax in india. However, for NRI residents in USA & Canada have to pay taxes on interest earned on metal account on their residing countries. I think this scheme is no way attractive for NRI customers and fact of the matter is there are huge amount of gold deposits sitting in bank lockers of NRI customers in indian banks and that gold will never participate in this scheme.
Vinod Chigulapalli
Vinod Chigulapalli 11 साल 5 महीने पहले
I request gov of india to consider following: 1) The key factor to success or failure of gold monetization scheme depends on interest rate that how much banks are going to offer. Instead of leaving to the banks to decide interest rate, government of india / RBI should come up with minimum interest rate ( may be 4% ) and on top of that individual bank to decide how much more to offer to customers. Just like interest rate on savings account, banks being offered between 4% to 7% range.
Sanjeev Gupta
Sanjeev Gupta 11 साल 5 महीने पहले
It is not clear what are safeguards in the GMS to ensure that it does not become a scheme for converting black money into white. PAN Number should be made compulsory for opening an Gold Deposit Account. Also the minimum quantity should be further reduced to 10 grams to enable greater participation. If depositor opts for cash payment, the gold rate of which date will be considered. I feel gold rate as on deposit date for principal quantity and gold rate as on interest payment date should be taken
Ketan Kothari
Ketan Kothari 11 साल 5 महीने पहले
My views on the policy are: 1. Only 350 odd centers is very less for the success of the scheme. Imagine that the states in the North-East don't even have one such centre. Jewellers should be allowed to be the collection agents as well, which is currently the practice when buyers are exchanging/melting old jewellery for new. 2. Min interest rates should be defined by the government which is the crux of the scheme to be successful. The rates could be around 1% lesser than the gold lending rates.
Saurabh Gupta_10
Saurabh Gupta_10 11 साल 5 महीने पहले
As per my knowledge, jewellery is not included in this scheme. I feel it should be somehow included otherwise chances of getting it success is less. 1. I feel most of the gold which is not in the form of jewellery is black money. People will not deposit it. I know idea behind this scheme is to lesson gold import but it wont due to black money involved. 2. Interest should be significant (more than 4%) otherwise people may refrain from it.
Raju Rai
Raju Rai 11 साल 5 महीने पहले
My suggestion is to include the following: 1) The interest should be paid monthly, to ensure retired people to accept this scheme. 2) The value of the returned gold could be either the price at deposit or a simple average of the prices at the time of deposit and at the time of redemption, whichever is lower. 3) The interest rate should > 4% otherwise chances of failure is high 4) At the time of deposit give the customer a bar of artificial gold equivalent to the weight of gold deposited.