As a Practicing C.A. and Auditor i suggest the following : 1. Each major project be broken into to sub-projects of feasible sizes 2. Expenditure be accounted under the respective head only 3. The variance between the budget and actual to be explained by the concerned Project Head to be documented AND PROVIDED ON PUBLIC DOMAIN 4. Timelines be fixed for every activity (bills processing of contractors) - will reduce corruption 5. ENCOURAGE AUDITS BY EMINENT C.A.s / ENGINEERs with 10 years exp.

Modiji pranam s, nowadays common man prefer bank deposits as a safe heaven for their savings. The interest on deposit which is included in income of individual is charged at 10% for tax above certain limit. I suggest that interest on deposits above 50 lakes may be exempt from income so that it will encourage more deposits. Consequently the finance of bank improves more amount can be spent on welfare projects of the govt from the bank revenues.

financial instability starts in real estate field.banks have to control their penchant to finance on the basis of inflated real values. higher provisioing for commercial and higher cost real estate pieces and houses or flats and discouraging the funding of high cost of flats and houses costing over 40 lakh should be discretionarily implemented by the RBI for all banks esp for weak banks .we should not depend on banks to do self policing as public sector banks do lazy banking.

most costly component of public expenditure is on vehicles and drivers, maintenance, repairs, spares,diesel and petrol costs. only way to reduce the same is to convert to gas or electric vehicles. use of public transport including trains, metro train, buses and other multi modal transport. any distance more than ten km has to be covered by multimodal transport with last leg being on petrol or diesel vehicle and earlier stages being on train or metro.OR they use their own car and claim costs .

Namste pm modiji... accrd to me hmare desh ka ek bda bhag mandiro m jata h kyuk india m bhgwano ko dene wale log boht jyada hai Solution- mandir, iskon temple..in sabpe tax na lgaye balki inpe aya sara ka sara paisa kuch schdule listed trust.. charitable area ko de diya jaye ya uske dusre development m lgaya jaye .... or pandito ko salary di jaye unke km ki ... or muje ni lgta isse kisi bhi bhartiya ko prob hogi.. unhe to acha lgega ye sunke ki unke bhgwn garibo ki shayta kr rhe h Thanku so much

WE CAN SAVE A LOT ON DIESEL & CHEMICAL FERTILISER +LPG CYLINDERS BY DEVELOPING- BIO GAS PLANT IN RULAR AREAS- BUT FOR FEASIBILITY - BIOGAS PLANTS TO BE SETUP inbetween 2-3 village joint collaboration- bigsize- Plus some economic benefit to farmers rearing animals like cow & oxen -- giving employment to vilage man+increase mily production +save diesel+ biogas generation+ organic manure-Hence Cash-Benefit to farmers {rearing OXENwithCart / using ANIMAL DRAFTfarming}, be given from MANREGA FUND.

Sir one person and one mobile number scheme lunch krni chaye government ko taki baar baar number change hone ki problem ko kam kiya ja skke. Log itni jaldi number change kr rhe hai jisse problem hoti hai and agr one person one mobile number scheme hogi toh voting me bhi use kr skte hai isko and isse frauds per bhi control hoga. Agr koe tang krta hai kisi ko toh number block kr skta hai and number portable to phle se hi mil rha hai so one person one mobile number hona chaye

Sir agr UIN effectively implement ho jaye toh hum criminals ko pkd skte hai and fraud and black money per control bhi kr skte hai. Jaise hi koe kuch buy kre uski billing finger scan se ho taki agr criminal kuch buy kre toh tabhi uski identity locate ho jaye and black money bhi control ho skti hai like agr bank account number per limits lgge and sub bank accounts interconnected hogi toh bank accounts se black money per control hoga and same way real estate ko bhi UIN se kregi toh bhi benefit hoga

Sir kya hum UIN se ek data bank nhi bna skte jisme UIN person ki sub details ho like uski health report, unki income source and expense details, bank account details, criminal details, property in verious cities, means sub kuch person ke baare me uske UIN number se pta kr skke and voting system bhi UIN se connect kiya jaye taki duplicate and bogus voting nhi ho. Finger scan hone ke baad hi vo vote daal skke and only UIN identity prof valied ho all over india me..

Consumers are taken for long rides by business; this can be prevented partially by charging VAT or GST on MRP and not "ex-factory cost". This will prevent sellers from printing extortionist MRP's.