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Department of Administrative Reforms and Public Grievances

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Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015

Start Date :

Jan 01, 2015

Last Date :

Dec 26, 2014

04:15 AM IST (GMT +5.30 Hrs)

Submission Closed

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by ...

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by Hon’ble Prime Minister at a National level function held on 28th August, 2014 in Vigyan Bhavan, New Delhi.

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.

The Yojana envisages covering all households in the country by 26.01.2015 with at least one bank account

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015.

Last date for sending your suggestions is 25th December, 2014.

For more information about the Scheme, please refer the following URLs:

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/pradhan-mantri-jan-d...

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/annexure-1-pmjdy-051...

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VAKKALANKA SUBRAHMANYAM 11 years 8 months ago

Your intension is good.Your programmes are good,but they are not reaching to common man and to remote areas because of the language problem.So I request you kindly publish them in the regional languages also.I also request you to ask the Banks and all central departments to look after or atleast to give publicity in this regard

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Sudhanshu Gupta 11 years 8 months ago

these are the following detriments to this project 1. ATM transaction cost - a small user will have to do frequent transactions through ATM for which he will end paying 20 per transaction. 2. Debit card issuance and loss - backs charge a hefty cost for the same and again giving this cost to the small user.

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Pradeep indu 11 years 8 months ago

I WOULD LIKE TO SHARE MY VIEWS ON THIS , I STRONGLY BELIEVE THAT INDIA IS FARMERS COUNTRY. I ALSO CONNECTED WITH INDIA'S BIGGEST CREDIT CO OPERATIVE SOCIRTY I.E- ADARSH CREDIT CO OPERATIVE SOCIETY LTD. I REQUESTED TO MY HON, PM SIR TO ALLOW GOOD CREDIT CO OPERATIVE SOCIETIES TO OPEN ACCOUNTS UNDER THIS SHEMES TO MAXIMIZE THE PREMISES OF THIS POPULAR SHEMES AND ALSO GIVE STRENGTHEN TO CREDIT CO OPERATIVE SOCIETIES. PESONALY I BELIEVE TIME DEMAND US TO MAKE CO OPERATIVE STRONG. THAN YOU.

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Ram Gopal Tiwari 11 years 8 months ago

Please include students of school & colleges in this Yojana. Our coming generation should be the part of this yojana. Bank should take some inciative. School or colleage I card should be the proof for identification and address or Parents votar I card should support the same.

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Vibhav Kelkar 11 years 8 months ago

If we achieve to create transaction in these account only then these account will have balance and Gov. will benefit from it. With a help of an App. (under development) which is designed to convert the cash transaction to Bank transaction this could be achieved. it will also Help curb Black Money Circulation. Support from Gov. required - Register cell no. with these account - Updated some Gov. web Site Info. which I am using - Help to popularise the App. (if Possible)

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Raj Singh 11 years 8 months ago

This is a great scheme specially for those who stuffers for their rights from.govt. it will facilitate to reduce corruption at rural level

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RAJENDRA PRASAD BARNWAL 11 years 8 months ago

P.M.JAN-DHAN YOJNA ME BANKERS KI RUCHI KAMTAR HONE SE LOGON KO PURA LABH NAHIN MIL PA RAHA HAI, ISE SANJIDAGI SE LAGU KANE KI AAWASYAKTA HAI.TABHI P.M.KE SAPNE SACH HONGE.

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Vibhav Kelkar 11 years 8 months ago

If we achieve to create transaction in these account only then these account will have balance and Gov. will benefit from it. With a help of an App. (under development) which is designed to convert the cash transaction to Bank transaction this could be achieved. it will also Help curb Black Money Circulation. Support from Gov. required - Register cell no. with these account - Updated some Gove web Site Info. which I am using - Help to popularise the App. (if Possible)

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RAKESH NAUTIYAL 11 years 8 months ago

it is come to notice that some people are opening their account only because they want one lac insurance while these people have already account in several banks.

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RAMESH SAHA 11 years 8 months ago

I get a huge objection of the banks for opening S/B account under such scheme from several applicant,I am a socialite personality and run national level NGO .Therefore,two important step should be taken,1)To aware the needy /society/applicant/beneficiary as well as object and importance of such scheme and 2)To instruct the banks hardly to open such type account with less papers and verification as instructed after this I hope scheme will be fulfill and success..

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