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Department of Administrative Reforms and Public Grievances

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Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015

Start Date :

Jan 01, 2015

Last Date :

Dec 26, 2014

04:15 AM IST (GMT +5.30 Hrs)

Submission Closed

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by ...

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by Hon’ble Prime Minister at a National level function held on 28th August, 2014 in Vigyan Bhavan, New Delhi.

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.

The Yojana envisages covering all households in the country by 26.01.2015 with at least one bank account

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015.

Last date for sending your suggestions is 25th December, 2014.

For more information about the Scheme, please refer the following URLs:

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/pradhan-mantri-jan-d...

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/annexure-1-pmjdy-051...

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nageswar velala 11 years 8 months ago

one Dhobi sold their hut and deposited in SBH who asked PAN. So they withdrawn the money and deposited in private agency.Now GOD only can save them?

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Narayanan M 11 years 8 months ago

Banking literacy is essential for the villagers before opening accounts. It may lead to large scale duping. Each village branch of the bank should have a socially committed person to protect the illiterates from the clever antisocial elements.

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param shah 11 years 8 months ago

My suggestion:- please attach a 'bank account application' form with 'Prepaid/postpaid/landline application form' (for new customers). and for old customer tell telecom company to request customers to open a bank account compulsory. or put scheme of recharge ,bonus,validity etc. ,so the customer will come to bank to open an account.

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Sumit Kumar 11 years 8 months ago

jan dhan yojana is good till the time it is under effective watch so there should be some mechanism to look after this yojana other wise it may be used for illegal activity and ultimately lead towards serious consequences.

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Akriti Agrawal 11 years 8 months ago

Schemes at local shops like the confectioners etc to people with account in pradhanmantri jan dhan yojna..this will create awareness as well as build enthusiasm of the people...also, minor consessions can be given at retail shops.

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Dr M Patel 11 years 8 months ago

Open an account for each Aadhar card number AND make all central payment thru that. Problem solved. Also have YOU or ANYONE given some serious though to transferring money to/via mobiles phones. This systems achieve everything the Jan-Dhan Yojana aims for but is not reliant on brick and mortar branches EVERYWHERE. India should learn to take advantage of IT instead of thinking in the traditionaly manner - focus on the END objective NOT HOW and we will progress faster and more efficiently!

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Gopal Chauhan 11 years 8 months ago

Hi Sir, With this scheme, please let me know what steps are you taking to stop 16 lakh Bengladesi's to open their account's using the voters cards provided by west Bengal government. Aren't you enabling them to get a valid citizenship now as it will be almost impossible to find the real India citizen, Once these Bengaldeshi has an account they can get anything and on top of it you are providing them direct bank transfer. We voted for getting them out of this country not to be fed on our taxes.

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Patel Nikeshkumar Baldevlal 11 years 8 months ago

payment of all labour and employees of major and minor industries should be made by cheque or RTGS, be strict about this policy, labour wiil get their wages as per indian labour act.

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Manish Gupta 11 years 8 months ago

Make bank account opening mandatory by law or levy heavy fines. This will make all people open at least one bank account. Link everything to Aadhaar.

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varghese mj 11 years 8 months ago

I AM EXPOSING AN IDEA FOR URGENT RESEARCH THAT IS TENDER COCONUT WATER IS THE REMEDY TO AIDS,BECAUSE H.I.V ATTACKS OUR W.B.C BUT TENDER COCONUT WATER INCREASES OUR W.B.C RAPIDLY THIS INCREASED W.B.C OVER LAPS THE H.I.V AND HENCE IT CAN NOT SPLIT UP AND FORMS AIDS THE H.I.V HAP PENCE LIKE THE SEED THROWN IN TO CACTUS THE PARABLE SAID BY JESUS,DO THE NEEDFUL RESEARCH AND PROMOTE THE USE OF TENDER COCONUT WATER AND HENCE WE CAN ESCAPE FROM THE TRAGEDY OF AIDS AND THE FARMERS ALSO GET PROFIT,M.J.V

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