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Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015
Start Date :
Jan 01, 2015
Last Date :
Dec 26, 2014
04:15 AM IST (GMT +5.30 Hrs)
Submission Closed

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by ...

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by Hon’ble Prime Minister at a National level function held on 28th August, 2014 in Vigyan Bhavan, New Delhi.

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.

The Yojana envisages covering all households in the country by 26.01.2015 with at least one bank account

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015.

Last date for sending your suggestions is 25th December, 2014.

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For more information about the Scheme, please refer the following URLs:

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http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/pradhan-mantri-jan-d...

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http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/annexure-1-pmjdy-051...

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Showing 2011 Submission(s)
PRAVIN PATIL
PRAVIN PATIL 11 years 8 months ago
Pradhan Mantri Jan-Dhan Yojana (PMJDY) is very excellent shceme. Exisiting Bank Account Holderes should connect this scheme instead of opening new accounts.
Vinod Bhambri
Vinod Bhambri 11 years 8 months ago
1. You may consider putting up complaint logging and grievance redressal mechanism through third party. 2. You may consider making banks top management accountable 3. You may consider simple and clear communication for masses rather than using complicated words. 4. A nominal referral incentive may as well be considered. Similar to earning carbon points, here referrals can earn govt cooperators points GCP under good citizen program GCP
Raj Jain
Raj Jain 11 years 8 months ago
Its a good initiation, but it would be more successful if bank provide little more rate of interest (apart from other benefit) to accounts under of this scheme. By this way person, who is having account already will also open the account of their family member to get benifited of extra interest. Also zero balance facility should only be given on certain terms & conditions, so that missuses of this scheme by the people & the bank employee to show their credit, can be minimized.
lalit dwivedi
lalit dwivedi 11 years 8 months ago
ordinary person is not having velid id and address proof so please provide relexation to open account for certain amout transaction one case just before 2 days i saw that a lady havind post office saving ac ch of her rd maturity value of Rs 21000/- collected in 5 yrs by small saving of Rs 300/- pm and now she is unable to open ac as name was mis print in her voter id voter id and there is no way to either correct the name in voter id or in cheque These type of cases should be given relaxation
Madhukar Sahasrabudhe
Madhukar Sahasrabudhe 11 years 8 months ago
my suggestion for disposal of collected garbage 1) recognize present workers who collect garbage for their living 2) Support young unemployed youths to set up garbage process plants in cities and villages 3) Cost involved for equipment ( Chopper+ Incinerator) is around 8 lakhs. 4) This is in my opinion address both cleanliness and employment opportunity for young unemployed in our country
RAJAT mangla
RAJAT mangla 11 years 8 months ago
Some steps for yojana :- 1- adverstize it like election campaigns by grass root bjp workers. 2- banks should stick big posters on their walls to highlight it. 3- celebrities included like amitabh, aamir for polio. Same
vipul mali
vipul mali 11 years 8 months ago
Your idea is really salutable but there is some unbehavness of bank employes and the passbook & ATM cards are not recived by some prople after long time of opening a/c. so please we request you to manage this idea and get more benefits..