English language

Home | MyGov

Accessibility

Accessibility Tools

Color Adjustment

Text Size

Navigation Adjustment

Screen Reader iconScreen Reader

Department of Administrative Reforms and Public Grievances

Sort By :

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015

Start Date :

Jan 01, 2015

Last Date :

Dec 26, 2014

04:15 AM IST (GMT +5.30 Hrs)

Submission Closed

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by ...

Pradhan Mantri Jan Dhan Yojana (PMJDY) was announced by Hon’ble Prime Minister in his Independence Day Speech on 15th August, 2014. The scheme has been launched by Hon’ble Prime Minister at a National level function held on 28th August, 2014 in Vigyan Bhavan, New Delhi.

Pradhan Mantri Jan-Dhan Yojana (PMJDY) is National Mission for Financial Inclusion to ensure access to financial services, namely, Banking/ Savings & Deposit Accounts, Remittance, Credit, Insurance, Pension in an affordable manner.

The Yojana envisages covering all households in the country by 26.01.2015 with at least one bank account

Suggestions are invited for covering all Households under Pradhan Mantri Jan-Dhan Yojana by 26th January 2015.

Last date for sending your suggestions is 25th December, 2014.

For more information about the Scheme, please refer the following URLs:

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/pradhan-mantri-jan-d...

http://cdn.mygov.nic.in/bundles/frontendgeneral/pdf/annexure-1-pmjdy-051...

See Details Hide Details

All Comments

Reset

Showing 2011 Submission(s)

Narayanan P S 11 years 8 months ago

If possible, please give 'transparancy' about who reads these suggestions at the first level!

Like (0)

Dislike (0)

Report Spam

Kaushik Vyas 11 years 8 months ago

Sir, can't bank go to them and get it opened. The NGOs, banks like "SEWA", also help to make it grand success for this noble initiative.and BANKS have a normal argument they don't have enough staff.I have personally helped some house worker to open an account.

Like (0)

Dislike (0)

Report Spam

arun kottur 11 years 8 months ago

My account no is 050711100030323 with bank of india.Particulars of Aadhar Card is with them.Bharat Gas sends me reminders for linking AADHAR CARD.No body is responding.

Like (0)

Dislike (0)

Report Spam

Narayanan P S 11 years 8 months ago

Very often, we are talking to a wall, not even a monitor. Trust is not forced, or even purchased , it is begotten, and this universal rule needs no 'authority to remind' ourselves. For meaningful suggestions to reach, there needs to be a clear gesture that it really gets heard. Not all are 'as-dedicated-as' Modi ji, as yet.. Maybe there are a few even more-dedicated,, but unnoticed! I gave a suggestion 30 years ago, it was received, but I escaped a notice! (Now what ever it conveys to you!

Like (0)

Dislike (0)

Report Spam

Padmanabhan Gopalaratnam 11 years 8 months ago

Zero Bal Accounts have tendency to become defunct due to absence of any transcations going forward.To encourage activity in the account Banks may be permitted to permit Overdraft for small sums say upto Rs 3000 in all satisfactorily conducted Accounts after 3 monts of its opening.A bench mark of minimum 3 transactions per month(debit or credit)could constitute a stisfactorily operated Account.This would enthuse customers to tranact ensuring the Account opening does not become an end itself.

Like (0)

Dislike (0)

Report Spam

Manmoohan Nag 11 years 8 months ago

A very good initiative by Govt. of India. Here is some suggestions to make it more practical. A. The Block Development Officers along with secretaries should ensure the implementation at grass root level, as they have record of each every persona in villages and local panchyats. B. Option of opening accounts should be in Post offices as they have better penetration in remote areas. C. Small incentives can be offered for personals who promote the scheme by adding members.

Like (0)

Dislike (0)

Report Spam

Kaushik Vyas 11 years 8 months ago

There are still millions living in huts on road side or as site workers who are yet to get bank account. One bank in Baroda took 5 days to open it for our made servant. even still she has not got that INSURANCE POLICY. pl need to advise banks to come out of their cocoons.

Like (0)

Dislike (0)

Report Spam

Rushikesh Dharmadhikari 11 years 8 months ago

Respected PM, I think we can produce private agency network to open an accounts at primary basis as Mini bank concept. We can distribute a wide network of as Mini bank franchisee of the nationalise bank. It results to improve an entraprenureship in young generation and gives work to their hands.

Like (0)

Dislike (0)

Report Spam

M J M Chandra Sekhar 11 years 8 months ago

Involve Teachers in each village to verify about bank accounts. because every village must have at-least one teacher they can easily find every family in village

Like (0)

Dislike (0)

Report Spam

Girish Kamath 11 years 8 months ago

Banks may also tap into the Indian railway network as well as the bus transport network to increase its customer outreach. For instance, small deposit collection and payment centers can be opened in the premises of railway stations and bus stations. They could also tie up with cell-phone companies and utilize the world's largest cell-phone service network to provide cost-effective service to the customer.

Like (0)

Dislike (0)

Report Spam