4. Is 11% wage hike is justified in a country where inflation is 5 to 10% and the banking sector is the most profitable. 5. No incentive for a hardworking banker who works 9 am to 9pm 6. Are bankers human beings. 7. Who is responsible for suicides by bankers and who will take care of his/ her family afterwards. 8. Why there is no social life for bankers. 9. Why there is nothing recreational in a banker's life. 10. Why most of the bankers are deprived of their family/ home town most of the

Dear prime minister Congratulations for successful implementation of Jan dhan yojna. we as a banker and as a person appreciate this scheme of yours. We like to congratulate each n every colleague banker for making this scheme successful but at the same time can u please answer some of our questions: 1. Why there is no defined working hours of bankers. 2. Why we are least paid sector in the country despite being a sector of highest growth rate. 3. Where is your 100 days wage revision plan.

Mr Darshan Mankotia, true and nice description of prevailing situation, but please suggest how to improve this situations and find out the real culprits behind this. It is not the staff working on ground level it is top to bottom.

I would draw your attention to pathetic Judiciary of India. I am of firm mind that by changing the processes and through these processes making Judges, Supreme court to lowest court, accountable for the judgement to make judiciary work for people. I shall be active to transform Judiciary from present manual LORDSHIP to the best in the world digital and effective to the point that many nations including developed nations will adopt this new devised judiciary. No more copy or look to UK USA etc

Dear Sumit Kumar it is as per SOP of the bank and in any bank u will find this rule, so bank is right.

Very poor old fashioned service ethics.long Qs. No toll free no are manned properly. EVR systems not user friendly.Staff is failing good systems due chalta hai attitude.Despite repeated request SBI has failed to deduct my TDS from my pension.Dirty ATM. Suggestions. enforce discipline in system mgmt.charge 5 Rs for every ATM txn but improve ATM sites.Every ATM should have guard.Call centers to be manned by agents NO EVRs.Single window service and Token sys to ensure first enter first out.

1. Improvement in attitude of staff towards customers. Most of the staff at counter behave as if they are doing favour to customers. 2. Strong public relation executives who can visit customers off banking hours and brief about products. 3. Bring young blood at all levels. People who are with slie reflexes be kept at advisory levels. 4. Give insurance of some sort to all account holders inclusive of loan accounts at a nominal premium which can be done under group insurance.

The concept of NPA was imported from ADVANCED COUNTRIES where insurance is available to citizens/banks to insure every activity every income every security except speculative activity income or security The cost of funds is low as banks do not pay interest on deposits Without importing the supportive concepts of insurance RBI agrred for NPA concept This is a discrimiatory standardisation of concept like importing a benz car but indian steering.Insurance is a great boon in advanced countries .

In Nationalised banks, like ANDHRA BANK, there is a very strange practise. They say if you wish to make a transaction like getting netbanking, and your account is jointly held, then both persons should sign on the form for netbanking. Wonderful, it means, I have to enter the bank always alongwith my joint account holder otherwise, I never know for which transaction the officer will say, bring the joint account holder alongwith. The branches make their own rules rahter than have SOP

I m PSU bankers but not going to ask for salary hike. I suggest to have seamless transfer (on request of employ) of bank employee within the PSU banks, as the bank having best HR practices and good growth will attract the best talent. Being service organization Human resource is the KEY for the bank.